Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,960	$138,960	$485,910
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$346,950	$0
Funding fee	$0	$0	$0
Note rate	4.930%	4.930%	7.400%
Blended rate	5.780%	7.187%	7.640%
1st payment	$1,161.30	$1,161.30	$3,364.34
2nd payment	$0.00	$2,240.72	$0.00
Taxes / mo	$185.92	$185.92	$185.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$154.46	$154.46	$97.18
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$1,778.34	$4,019.06	$3,924.11
Cash to close	$400,940	$53,990	$53,990