Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,923$376,923$391,500
Remaining term (yrs)27.827.830.0
Secondary amount$0$36,327$0
Funding fee$0$0$0
Note rate6.920%6.920%7.400%
Blended rate7.470%7.857%7.640%
1st payment$2,544.26$2,544.26$2,710.67
2nd payment$0.00$359.48$0.00
Taxes / mo$359.75$359.75$359.75
Insurance / mo$150.00$150.00$150.00
MI / mo$176.70$176.70$78.30
HOA / mo$83.33$83.33$83.33
Total monthly$3,314.04$3,673.52$3,382.05
Cash to close$58,077$21,750$43,500