Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$241,435	$241,435	$449,100
Remaining term (yrs)	21.8	21.8	30.0
Secondary amount	$0	$207,665	$0
Funding fee	$1,207	$1,207	$0
Note rate	4.540%	4.540%	7.400%
Blended rate	4.540%	6.024%	7.640%
1st payment	$1,450.83	$1,450.83	$3,109.48
2nd payment	$0.00	$1,341.17	$0.00
Taxes / mo	$211.25	$211.25	$211.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,828.75	$3,169.92	$3,577.21
Cash to close	$257,565	$49,900	$49,900