Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,589	$21,589	$450,000
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$428,411	$0
Funding fee	$0	$0	$0
Note rate	7.040%	7.040%	7.400%
Blended rate	7.590%	7.742%	7.640%
1st payment	$148.15	$148.15	$3,115.71
2nd payment	$0.00	$2,766.82	$0.00
Taxes / mo	$231.25	$231.25	$231.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$10.06	$10.06	$90.00
HOA / mo	$33.00	$33.00	$33.00
Total monthly	$589.13	$3,355.95	$3,636.63
Cash to close	$478,411	$50,000	$50,000