Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$8,496$8,496$292,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$284,004$0
Funding fee$0$0$0
Note rate6.470%6.470%7.400%
Blended rate7.020%7.729%7.640%
1st payment$56.26$56.26$2,025.21
2nd payment$0.00$1,834.19$0.00
Taxes / mo$99.25$99.25$99.25
Insurance / mo$150.00$150.00$150.00
MI / mo$4.00$4.00$58.50
HOA / mo$15.00$15.00$15.00
Total monthly$324.51$2,158.70$2,347.96
Cash to close$316,504$32,500$32,500