Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$11,208	$11,208	$562,410
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$551,202	$0
Funding fee	$0	$0	$0
Note rate	6.990%	6.990%	7.400%
Blended rate	7.540%	7.746%	7.640%
1st payment	$80.59	$80.59	$3,894.01
2nd payment	$0.00	$3,559.85	$0.00
Taxes / mo	$571.25	$571.25	$571.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$5.31	$5.31	$112.48
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$868.81	$4,428.66	$4,789.41
Cash to close	$613,692	$62,490	$62,490