Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$354,913$354,913$359,999
Remaining term (yrs)29.029.030.0
Secondary amount$0$25,086$0
Funding fee$0$0$0
Note rate6.260%6.260%7.400%
Blended rate6.810%7.144%7.640%
1st payment$2,208.99$2,208.99$2,492.56
2nd payment$0.00$248.25$0.00
Taxes / mo$173.08$173.08$173.08
Insurance / mo$150.00$150.00$150.00
MI / mo$164.26$164.26$72.00
HOA / mo$65.00$65.00$65.00
Total monthly$2,761.33$3,009.58$2,952.64
Cash to close$45,086$20,000$40,000