Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$198,843$198,843$441,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$242,157$0
Funding fee$994$994$0
Note rate2.830%2.830%7.400%
Blended rate2.830%5.532%7.640%
1st payment$945.16$945.16$3,053.39
2nd payment$0.00$1,563.93$0.00
Taxes / mo$160.25$160.25$160.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$68.00$68.00$68.00
Total monthly$1,340.08$2,904.01$3,536.51
Cash to close$291,157$49,000$49,000