Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$153,004	$153,004	$359,910
Remaining term (yrs)	13.3	13.3	30.0
Secondary amount	$0	$206,906	$0
Funding fee	$765	$765	$0
Note rate	4.880%	4.880%	7.400%
Blended rate	4.880%	6.530%	7.640%
1st payment	$1,297.02	$1,297.02	$2,491.94
2nd payment	$0.00	$1,336.27	$0.00
Taxes / mo	$148.17	$148.17	$148.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,595.18	$2,931.45	$2,862.09
Cash to close	$246,896	$39,990	$39,990