Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$278,089	$278,089	$381,150
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$103,061	$0
Funding fee	$0	$0	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.940%	5.038%	7.640%
1st payment	$1,320.17	$1,320.17	$2,639.01
2nd payment	$0.00	$687.08	$0.00
Taxes / mo	$149.00	$149.00	$149.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$219.27	$219.27	$76.23
HOA / mo	$69.00	$69.00	$69.00
Total monthly	$1,907.43	$2,594.51	$3,083.24
Cash to close	$145,411	$42,350	$42,350