Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$251,758$251,758$314,998
Remaining term (yrs)25.025.030.0
Secondary amount$0$63,240$0
Funding fee$1,259$1,259$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.197%7.640%
1st payment$1,189.89$1,189.89$2,180.98
2nd payment$0.00$474.30$0.00
Taxes / mo$343.00$343.00$343.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$232.00$232.00$232.00
Total monthly$1,914.89$2,389.19$2,968.98
Cash to close$98,240$35,000$35,000