Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$199,974	$199,974	$234,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$34,026	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	4.402%	7.640%
1st payment	$924.55	$924.55	$1,620.17
2nd payment	$0.00	$255.20	$0.00
Taxes / mo	$99.67	$99.67	$99.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$160.00	$160.00	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,334.22	$1,589.41	$1,916.64
Cash to close	$60,026	$26,000	$26,000