Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$186,233$186,233$386,100
Remaining term (yrs)23.423.430.0
Secondary amount$0$199,867$0
Funding fee$931$931$0
Note rate3.620%3.620%7.400%
Blended rate3.620%5.887%7.640%
1st payment$981.60$981.60$2,673.28
2nd payment$0.00$1,332.44$0.00
Taxes / mo$183.17$183.17$183.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.22
HOA / mo$22.50$22.50$22.50
Total monthly$1,337.26$2,669.71$3,106.17
Cash to close$242,767$42,900$42,900