Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,182	$280,182	$368,550
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$88,368	$0
Funding fee	$1,401	$1,401	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	5.016%	7.640%
1st payment	$1,422.23	$1,422.23	$2,551.77
2nd payment	$0.00	$662.76	$0.00
Taxes / mo	$351.92	$351.92	$351.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.71
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$2,004.15	$2,666.91	$3,207.39
Cash to close	$129,318	$40,950	$40,950