Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$397,310	$397,310	$422,996
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$25,686	$0
Funding fee	$1,987	$1,987	$0
Note rate	6.620%	6.620%	7.400%
Blended rate	6.620%	6.765%	7.640%
1st payment	$2,620.72	$2,620.72	$2,928.74
2nd payment	$0.00	$192.64	$0.00
Taxes / mo	$357.92	$357.92	$357.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.60
HOA / mo	$77.00	$77.00	$77.00
Total monthly	$3,222.30	$3,414.95	$3,614.92
Cash to close	$72,685	$47,000	$47,000