Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,755	$273,755	$373,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$99,745	$0
Funding fee	$1,369	$1,369	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.390%	7.087%	7.640%
1st payment	$1,779.58	$1,779.58	$2,586.04
2nd payment	$0.00	$748.09	$0.00
Taxes / mo	$15.92	$15.92	$15.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$23.33	$23.33	$23.33
Total monthly	$1,968.82	$2,716.91	$2,849.99
Cash to close	$141,245	$41,500	$41,500