Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$61,105	$61,105	$431,910
Remaining term (yrs)	7.5	7.5	30.0
Secondary amount	$0	$370,805	$0
Funding fee	$306	$306	$0
Note rate	5.450%	5.450%	7.400%
Blended rate	5.450%	7.425%	7.640%
1st payment	$814.06	$814.06	$2,990.46
2nd payment	$0.00	$2,394.78	$0.00
Taxes / mo	$154.58	$154.58	$154.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,135.31	$3,530.10	$3,398.09
Cash to close	$418,795	$47,990	$47,990