Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$177,895$177,895$414,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$236,105$0
Funding fee$0$0$0
Note rate3.910%3.910%7.400%
Blended rate4.760%6.465%7.640%
1st payment$1,103.58$1,103.58$2,866.45
2nd payment$0.00$1,524.84$0.00
Taxes / mo$175.00$175.00$175.00
Insurance / mo$166.67$166.67$166.67
MI / mo$165.53$165.53$82.80
HOA / mo$47.00$47.00$47.00
Total monthly$1,657.77$3,182.62$3,337.92
Cash to close$282,105$46,000$46,000