Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,733	$214,733	$243,000
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$28,267	$0
Funding fee	$1,074	$1,074	$0
Note rate	6.990%	6.990%	7.400%
Blended rate	6.990%	7.224%	7.640%
1st payment	$1,462.19	$1,462.19	$1,682.48
2nd payment	$0.00	$212.00	$0.00
Taxes / mo	$40.58	$40.58	$40.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.60
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$1,732.77	$1,944.77	$2,001.67
Cash to close	$55,267	$27,000	$27,000