Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$571,828$571,828$584,820
Remaining term (yrs)25.425.430.0
Secondary amount$0$45,482$0
Funding fee$2,859$2,859$0
Note rate3.760%3.760%7.400%
Blended rate3.760%4.358%7.640%
1st payment$2,902.66$2,902.66$4,049.18
2nd payment$0.00$450.08$0.00
Taxes / mo$268.00$268.00$268.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.96
HOA / mo$25.00$25.00$25.00
Total monthly$3,362.32$3,812.41$4,625.81
Cash to close$77,972$32,490$64,980