Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,066	$107,066	$539,100
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$432,034	$0
Funding fee	$0	$0	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	4.840%	7.172%	7.640%
1st payment	$766.84	$766.84	$3,732.62
2nd payment	$0.00	$2,790.22	$0.00
Taxes / mo	$319.25	$319.25	$319.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$113.91	$113.91	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,366.67	$4,156.89	$4,326.36
Cash to close	$491,934	$59,900	$59,900