Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$318,254$318,254$391,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$73,246$0
Funding fee$1,591$1,591$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.025%7.640%
1st payment$1,482.67$1,482.67$2,710.67
2nd payment$0.00$549.34$0.00
Taxes / mo$373.67$373.67$373.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$80.00$80.00$80.00
Total monthly$2,086.34$2,635.68$3,392.63
Cash to close$116,746$43,500$43,500