Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$367,207	$355,500
Remaining term (yrs)	26.1	30.0
Secondary amount	$0	$0
Funding fee	$1,836	$0
Note rate	6.900%	7.400%
Blended rate	6.900%	7.640%
1st payment	$2,526.55	$2,461.41
2nd payment	$0.00	$0.00
Taxes / mo	$245.08	$245.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$71.10
HOA / mo	$82.00	$82.00
Total monthly	$3,003.64	$3,009.59
Cash to close	$27,793	$39,500