Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$389,236	$360,000
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$1,946	$0
Note rate	6.290%	7.400%
Blended rate	6.290%	7.640%
1st payment	$2,530.29	$2,492.57
2nd payment	$0.00	$0.00
Taxes / mo	$206.50	$206.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$72.00
HOA / mo	$46.00	$46.00
Total monthly	$2,932.79	$2,967.07
Cash to close	$10,764	$40,000