Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$200,681	$200,681	$359,910
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$159,229	$0
Funding fee	$0	$0	$0
Note rate	3.700%	3.700%	7.400%
Blended rate	4.550%	6.076%	7.640%
1st payment	$1,071.11	$1,071.11	$2,491.94
2nd payment	$0.00	$1,061.53	$0.00
Taxes / mo	$59.83	$59.83	$59.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$164.83	$164.83	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,445.78	$2,507.31	$2,773.76
Cash to close	$199,219	$39,990	$39,990