Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$494,972	$494,972	$520,200
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$25,228	$0
Funding fee	$0	$0	$0
Note rate	6.120%	6.120%	7.400%
Blended rate	6.670%	6.783%	7.640%
1st payment	$3,078.80	$3,078.80	$3,601.76
2nd payment	$0.00	$189.21	$0.00
Taxes / mo	$89.08	$89.08	$89.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$232.36	$232.36	$104.04
HOA / mo	$160.00	$160.00	$160.00
Total monthly	$3,726.91	$3,916.12	$4,121.55
Cash to close	$83,028	$57,800	$57,800