Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$311,246$311,246$396,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$84,754$0
Funding fee$1,556$1,556$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.268%7.640%
1st payment$1,476.05$1,476.05$2,741.82
2nd payment$0.00$635.66$0.00
Taxes / mo$160.33$160.33$160.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$32.00$32.00$32.00
Total monthly$1,818.38$2,454.04$3,163.36
Cash to close$128,754$44,000$44,000