Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$245,587$245,587$449,100
Remaining term (yrs)24.124.130.0
Secondary amount$0$203,513$0
Funding fee$1,228$1,228$0
Note rate2.830%2.830%7.400%
Blended rate2.830%5.060%7.640%
1st payment$1,167.35$1,167.35$3,109.48
2nd payment$0.00$1,314.36$0.00
Taxes / mo$157.67$157.67$157.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$75.00$75.00$75.00
Total monthly$1,566.68$2,881.04$3,598.63
Cash to close$253,413$49,900$49,900