Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,960$422,960$751,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$328,540$0
Funding fee$2,115$2,115$0
Note rate3.640%3.640%7.400%
Blended rate3.640%5.437%7.640%
1st payment$2,243.95$2,243.95$5,203.23
2nd payment$0.00$2,121.82$0.00
Taxes / mo$388.58$388.58$388.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$150.30
HOA / mo$100.00$100.00$100.00
Total monthly$2,949.20$5,071.02$6,058.78
Cash to close$412,040$83,500$83,500