Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$345,113	$345,113	$575,100
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$229,987	$0
Funding fee	$1,726	$1,726	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	3.920%	5.452%	7.640%
1st payment	$1,785.58	$1,785.58	$3,981.88
2nd payment	$0.00	$1,485.34	$0.00
Taxes / mo	$222.00	$222.00	$222.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$115.02
HOA / mo	$56.00	$56.00	$56.00
Total monthly	$2,230.25	$3,715.58	$4,541.56
Cash to close	$293,887	$63,900	$63,900