Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,621$167,621$364,500
Remaining term (yrs)21.121.130.0
Secondary amount$0$196,879$0
Funding fee$0$0$0
Note rate3.900%3.900%7.400%
Blended rate4.750%6.505%7.640%
1st payment$967.93$967.93$2,523.72
2nd payment$0.00$1,312.53$0.00
Taxes / mo$144.58$144.58$144.58
Insurance / mo$150.00$150.00$150.00
MI / mo$145.36$145.36$72.90
HOA / mo$80.00$80.00$80.00
Total monthly$1,487.87$2,800.40$2,971.21
Cash to close$237,379$40,500$40,500