Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$473,657	$449,991
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.120%	7.400%
Blended rate	5.670%	7.640%
1st payment	$2,608.80	$3,115.65
2nd payment	$0.00	$0.00
Taxes / mo	$250.08	$250.08
Insurance / mo	$166.67	$166.67
MI / mo	$219.73	$90.00
HOA / mo	$85.00	$85.00
Total monthly	$3,330.27	$3,707.39
Cash to close	$26,333	$49,999