Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$297,516$297,516$400,410
Remaining term (yrs)24.024.030.0
Secondary amount$0$102,894$0
Funding fee$0$0$0
Note rate2.940%2.940%7.400%
Blended rate3.790%4.872%7.640%
1st payment$1,437.79$1,437.79$2,772.36
2nd payment$0.00$685.96$0.00
Taxes / mo$252.50$252.50$252.50
Insurance / mo$150.00$150.00$150.00
MI / mo$243.43$243.43$80.08
HOA / mo$50.00$50.00$50.00
Total monthly$2,133.71$2,819.67$3,304.94
Cash to close$147,384$44,490$44,490