Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$584,245$584,245$620,100
Remaining term (yrs)25.225.230.0
Secondary amount$0$35,855$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%4.035%7.640%
1st payment$2,709.66$2,709.66$4,293.45
2nd payment$0.00$268.91$0.00
Taxes / mo$469.42$469.42$469.42
Insurance / mo$166.67$166.67$166.67
MI / mo$462.32$462.32$124.02
HOA / mo$83.33$83.33$83.33
Total monthly$3,891.39$4,160.31$5,136.88
Cash to close$104,755$68,900$68,900