Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$364,190$364,190$396,000
Remaining term (yrs)26.126.130.0
Secondary amount$0$31,810$0
Funding fee$0$0$0
Note rate6.900%6.900%7.400%
Blended rate7.750%7.850%7.640%
1st payment$2,505.80$2,505.80$2,741.82
2nd payment$0.00$238.57$0.00
Taxes / mo$179.42$179.42$179.42
Insurance / mo$150.00$150.00$150.00
MI / mo$269.50$269.50$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,104.71$3,343.29$3,150.44
Cash to close$75,810$44,000$44,000