Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$375,801	$375,801	$418,500
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$42,699	$0
Funding fee	$0	$0	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.810%	7.033%	7.640%
1st payment	$2,420.82	$2,420.82	$2,897.61
2nd payment	$0.00	$320.24	$0.00
Taxes / mo	$173.33	$173.33	$173.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$180.01	$180.01	$83.70
HOA / mo	$78.00	$78.00	$78.00
Total monthly	$3,018.83	$3,339.07	$3,399.31
Cash to close	$89,199	$46,500	$46,500