Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$150,846	$150,846	$260,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$109,254	$0
Funding fee	$0	$0	$0
Note rate	4.670%	4.670%	7.400%
Blended rate	5.520%	6.562%	7.640%
1st payment	$841.41	$841.41	$1,800.88
2nd payment	$0.00	$728.36	$0.00
Taxes / mo	$72.25	$72.25	$72.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$115.32	$115.32	$52.02
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,253.98	$1,982.33	$2,150.15
Cash to close	$138,154	$28,900	$28,900