Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,124$424,124$483,300
Remaining term (yrs)25.425.430.0
Secondary amount$0$59,176$0
Funding fee$2,121$2,121$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.130%7.640%
1st payment$2,085.83$2,085.83$3,346.27
2nd payment$0.00$443.82$0.00
Taxes / mo$430.92$430.92$430.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.66
HOA / mo$78.00$78.00$78.00
Total monthly$2,761.42$3,205.24$4,118.51
Cash to close$112,876$53,700$53,700