Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,971$150,971$211,410
Remaining term (yrs)24.324.330.0
Secondary amount$0$60,439$0
Funding fee$755$755$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.551%7.640%
1st payment$709.57$709.57$1,463.76
2nd payment$0.00$453.29$0.00
Taxes / mo$53.67$53.67$53.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.28
HOA / mo$245.00$245.00$245.00
Total monthly$1,158.24$1,611.53$1,954.71
Cash to close$83,929$23,490$23,490