Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$158,314	$158,314	$259,200
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$100,886	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.270%	7.640%
1st payment	$736.83	$736.83	$1,794.65
2nd payment	$0.00	$672.57	$0.00
Taxes / mo	$68.42	$68.42	$68.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.02	$129.02	$51.84
HOA / mo	$265.00	$265.00	$265.00
Total monthly	$1,349.26	$2,021.84	$2,329.91
Cash to close	$129,686	$28,800	$28,800