Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$57,916	$57,916	$342,000
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$284,084	$0
Funding fee	$0	$0	$0
Note rate	4.850%	4.850%	7.400%
Blended rate	5.700%	7.403%	7.640%
1st payment	$353.54	$353.54	$2,367.94
2nd payment	$0.00	$1,834.71	$0.00
Taxes / mo	$301.58	$301.58	$301.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$47.46	$47.46	$68.40
HOA / mo	$66.00	$66.00	$66.00
Total monthly	$918.58	$2,753.28	$2,953.92
Cash to close	$322,084	$38,000	$38,000