Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$8,191$8,191$306,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$297,809$0
Funding fee$0$0$0
Note rate6.630%6.630%7.400%
Blended rate7.180%7.735%7.640%
1st payment$56.34$56.34$2,118.68
2nd payment$0.00$1,923.35$0.00
Taxes / mo$163.33$163.33$163.33
Insurance / mo$150.00$150.00$150.00
MI / mo$3.84$3.84$61.20
HOA / mo$87.00$87.00$87.00
Total monthly$460.51$2,383.87$2,580.22
Cash to close$331,809$34,000$34,000