Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$257,362	$257,362	$396,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$138,638	$0
Funding fee	$1,287	$1,287	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	2.780%	4.608%	7.640%
1st payment	$1,210.93	$1,210.93	$2,741.82
2nd payment	$0.00	$924.26	$0.00
Taxes / mo	$208.75	$208.75	$208.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.20
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$1,594.68	$2,518.93	$3,204.77
Cash to close	$182,638	$44,000	$44,000