Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$213,496$213,496$346,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$133,004$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.381%7.640%
1st payment$1,001.35$1,001.35$2,399.10
2nd payment$0.00$886.69$0.00
Taxes / mo$125.50$125.50$125.50
Insurance / mo$150.00$150.00$150.00
MI / mo$170.41$170.41$69.30
HOA / mo$46.00$46.00$46.00
Total monthly$1,493.26$2,379.95$2,789.90
Cash to close$171,504$38,500$38,500