Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$124,760$124,760$206,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$82,150$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.883%7.640%
1st payment$591.66$591.66$1,432.60
2nd payment$0.00$616.13$0.00
Taxes / mo$53.00$53.00$53.00
Insurance / mo$150.00$150.00$150.00
MI / mo$99.66$99.66$41.38
HOA / mo$300.00$300.00$300.00
Total monthly$1,194.32$1,810.44$1,976.99
Cash to close$105,140$22,990$22,990