Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$271,846$271,846$400,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$128,654$0
Funding fee$1,359$1,359$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.982%7.640%
1st payment$1,794.53$1,794.53$2,772.98
2nd payment$0.00$857.69$0.00
Taxes / mo$157.00$157.00$157.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$35.00$35.00$35.00
Total monthly$2,136.53$2,994.22$3,195.08
Cash to close$173,154$44,500$44,500