Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,422,873$1,422,873$1,439,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$96,177$0
Funding fee$7,114$7,114$0
Note rate6.680%6.680%7.400%
Blended rate6.680%7.009%7.640%
1st payment$9,491.85$9,491.85$9,964.04
2nd payment$0.00$951.75$0.00
Taxes / mo$828.83$828.83$828.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$287.82
HOA / mo$0.00$0.00$0.00
Total monthly$10,537.35$11,489.11$11,297.36
Cash to close$176,127$79,950$159,900