Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,476$229,476$519,300
Remaining term (yrs)24.024.030.0
Secondary amount$0$289,824$0
Funding fee$1,147$1,147$0
Note rate3.160%3.160%7.400%
Blended rate3.160%5.722%7.640%
1st payment$1,135.13$1,135.13$3,595.53
2nd payment$0.00$1,871.78$0.00
Taxes / mo$409.58$409.58$409.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.86
HOA / mo$130.00$130.00$130.00
Total monthly$1,841.38$3,713.16$4,405.64
Cash to close$347,524$57,700$57,700