Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$253,373$253,373$414,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$160,627$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%5.840%7.640%
1st payment$1,347.68$1,347.68$2,866.45
2nd payment$0.00$1,070.85$0.00
Taxes / mo$170.33$170.33$170.33
Insurance / mo$166.67$166.67$166.67
MI / mo$209.45$209.45$82.80
HOA / mo$80.00$80.00$80.00
Total monthly$1,974.13$3,044.98$3,366.25
Cash to close$206,627$46,000$46,000