Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$486,183	$486,183	$558,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$71,817	$0
Funding fee	$0	$0	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.810%	7.092%	7.640%
1st payment	$3,026.01	$3,026.01	$3,863.48
2nd payment	$0.00	$538.63	$0.00
Taxes / mo	$235.83	$235.83	$235.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$225.02	$225.02	$111.60
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$3,738.53	$4,277.16	$4,462.58
Cash to close	$133,817	$62,000	$62,000